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February 26, 2019

The CFPB's Ability-to-Repay Rule and the Qualified Mortgage safe harbor just hit the 5-year mark. The Bureau's recently-released assessment stated that  increased costs to originate mortgages and the general lack of credit availability to prospective homeowners is NOT the result of the ATR/QM rule, but nonetheless is fully aware that the temporary "GSE patch" (which expires in less than 2 years) expands the QM definition and currently accounts for 21% of all originations, which represents a failure of the Rule to achieve its desired g...

February 19, 2019

Did you miss the MBA's Independent Mortgage Bankers Conference? Then join Fowler Williams and I as he gives his impressions of the state of the IMBs, and we discuss mortgage technology as it evolves from a compliance automation tool to a borrower experience and process improvement solution.

February 12, 2019

Compliance officers are more important than ever in today's lending environment. So why don't they always have a seat at the table? Listen in as Jeanne Brown and I discuss the key issues.

January 15, 2019

Regina Lowrie updates us on wire transfer fraud and Business E-Mail Compromise (BEC) - a sophisticated scam targeting businesses working with foreign suppliers and companies that regularly perform wire transfer payments. The scam is carried out by compromising legitimate business e-mail accounts through social engineering or computer intrusion techniques to conduct unauthorized transfers of funds.

January 7, 2019

Susan Milazzo joins us to discuss the latest challenges to lenders in California, including a tough originations market, the need to adopt technology, issues facing California employers and much more. 

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The information contained herein is opinion only and is not, nor should it be construed as, legal advice. No attorney-client relationship exists. This is not attorney advertising and is not a solicitation for legal services.

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