Today, a discussion with 3 mortgage compliance thought leaders about how to "do more with less" in the face of rising interest rates and margin compression. Is technology the solution, are people and processes the key or is it establishing a good compliance culture at the top? How should we deal with the growing uncertainty from leadership changes at both the CFPB and in the House Financial Services Committee? Listen as we attempt to answer these questions and much more.
Burt Embry is back with Part 2 of his podcast, where we explore the new era of relaxed enforcement by the Bureau. Are lenders free to ignore past precedent or should they beware of what is coming in the next 2-3 years? Listen in to find out more.
Many in the mortgage industry are rejoicing at the recent sea change at the CFPB and believe we are entering a new era of relaxed enforcement. However, many states appear to be dismayed by the recent turn of events in Washington and are trending towards heightened examinations in a post-Cordray era. Listen in as Burt and I discuss the issue in more detail. Be prepared!
We are just a few short days away from the new HMDA rule implementation. What last minute details are your peers concerned most about? Why are people revisiting their existing HMDA data collection procedures? Listen in as I discuss with resident HMDA expert Melissa Kozicki!
Although we're just days away from the HMDA rule's January 1 effective date, there have been rumblings that the CFPB might be inclined to either delay or announce a one-year voluntary compliance period. A last-minute announcement is a real possibility, for which you should be prepared. What's your plan to deal with it?
Rich is back, this time to update us on the future of the CFPB with acting director Mick Mulvaney leading the charge with a full review of CFPB functions. Should we expect a freeze on new regulation and enforcement activities? What does this mean for the Bureau and its staff? Find out more.